Winter is upon us and the holidays are fast approaching! It’s an exciting time of the year that has you focused on food, family, parties, and presents. The last thing you’re likely worried about is visiting the dentist; however, here’s why it’s a good time to give your dentist a call. Your dental insurance is likely to run out at the end of 2018, and you want to be sure to maximize it before it does. Your dentist in East Islip explains.
How Dental Insurance Works
The first thing to understand about dental insurance benefits is that most plans tend to run on a calendar year, which means that your benefits start in January and end in December. Your plan most likely has a yearly maximum ranging from $1000 to $2000. This amount is the most your insurance plan will pay for your treatment each year. Unfortunately, these dollars don’t roll over into 2019’s benefits, so if you don’t use them by the end of December, you will lose them.
The bottom line is that now is the best time to determine if you have had your two routine cleanings and checkups and if you’ve completed any treatment that was recommended this year before your benefits run out and you lose your dollars.
The Importance of Preventive Care
Because dentistry is focused on prevention, most typical dental plans will cover your six-month cleaning and checkup appointments at 100%. Since there is little to no out-of-pocket cost for you, it is to your benefit to take advantage of your coverage and visit your dentist twice each year. These appointments help you prevent more significant problems such as tooth decay and cavities because your dentist can detect them early on, helping you avoid visits with your emergency dentist in East Islip.
As an example, if your dentist detects tooth decay, and you treat it right away it can typically be eliminated with a simple dental filling. This is a less complicated procedure that doesn’t require recovery time or missed days at work. Ignoring tooth decay or putting of treatment may result in the need for a more significant and costly procedure.
Need More Information?
We are happy to answer any questions you have about your dental insurance, what it covers, and what treatment or appointments you should schedule before the end of the year. Give your East Islip dentist a call today for more information.
About East Islip Dental Care
Are you looking for a team of dedicated dental professionals who offer comprehensive care? Would you like a convenient office location and a choice between morning, evening, and weekend appointments? Would you enjoy having personalized attention at every dental visit?
If you answered yes, look no further than East Islip Dental Care!
If you would like to learn more about our office, you can contact us by calling 631-581-8600 or through our website.