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MetLife Dental Insurance

Learn More About the Benefits of MetLife

Everyone deserves to have a healthy, beautiful smile. MetLife makes it easy and affordable to reach your oral health goals. Paying your monthly premiums is an investment in reduced rates for the services you need to maintain your dental health. Although more people than ever have dental insurance, only 2.8% meet their annual limits. Don’t throw money down the drain. We know dental policies can be confusing, but your MetLife dentist is here to help.

MetLife Coverage Availability & Fees

Insurance paper and laptop

Dental insurance is designed to stop common oral health problems from occurring. Preserving your natural smile prevents needing a costly treatment later, reducing your overall oral health expenses. Research shows every $1spent on prevention can save up to $50 on restorative care. Not to mention, there’s ample evidence supporting the connection between your oral and general health.

Your monthly premiums allow you to visit your dentist regularly and treat dental problems early for minimal out-of-pocket expense. Although every plan differs, most cover:

  • 100% of preventive services
  • 80% of minor restorative services
  • 50% of major restorative services

You can benefit from a cleaning and checkup twice a year after a copayment, even if you don’t have any current dental concerns. Visiting your dentist every 6 months allows them to monitor your smile to detect problems while they are still small, like tooth decay. You can use your dental insurance to address the issue quickly without worrying about a large bill. After meeting your deductible, you have access to an annual allowance to offset the amount you pay for certain treatments, like fillings, crowns, or periodontal therapy.

MetLife recommends choosing a dentist in their network because they have pre-negotiated rates for specific services, so you’ll benefit from more coverage at the time of your treatment. Although MetLife recommends an in-network dentist, you have the freedom to visit any practice that accepts your coverage. You can use your dental insurance, but you’ll have to pay the difference between your insurance’s allowable amount and the dentist’s fees. We are proud to work with both in-network and out-of-network patients.

At the end of the calendar year, your benefits will reset. You’ll lose anything you haven’t used because it doesn’t accumulate. You won’t be reimbursed for your premiums or any of your deductible. We will help you make the most of what you’ve paid for to maximize your investment.

Meet Barbara, Insurance Coordinator

Dental mirror and tooth on desk

Barbara is our insurance coordinator. She has over 35 years of experience in the dental field. Barbara will work on your behalf with MetLife to file the necessary forms, so you have one less thing to worry about. She’ll take the time to explain how your coverage is being used and if there’s any balance remaining. If there are any out-of-pocket costs, she’ll help you find the financial solutions you need to keep a healthy smile within your budget.

If you have questions about your insurance, or you’re ready to schedule an appointment, contact our office today.